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Who we are

Aumtech headquartered in New Delhi, INDIA and incorporated in 2005 was started as a technology centric company to extend its business application technology expertise in the domain of BFSI (Banking, Financial Services and Insurance). Today Aumtech is extending its service in the form of consulting and professional services globally and largely in the US Payment Industry. International model of outsourcing is the baseline service model adopted by Aumtech.

Core management team’s capability and strength in executing projects across multiple geographical locations and time zones and delivering within defined timelines and budget forms the prime factor in formulating global presence in service delivery.

Karishma Ahuja

Founder Director

Karishma Ahuja widely known as "Bholaji" laid the foundation of Aumtech. After completing her graduation in Law from the Maharasthra State University, India, attained spiritual zenith.

Thereinafter she is leading people's life to enlightment , self belief, worthiness, discipline and Karma. Bholaji sowed the seeds of entreprenurial desires into Shankar and Ila and provided them with the belief and strength to reach out globally in the areas of their educational and professional strength and make a difference to everyone's life.

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Shankar Bose

Director & Chief Executive

An accomplished IT expert with an overall global experience of around two decades.

Has worked with leading blue chip MNCs by spearheading complex technology projects with challenges of new technolgies, old wine in new bottle technologies, riddled with 3S (slow (Unseen), sudden and simultaneous) mode of changes in the business and global economic zones with both crests and troughs. Attributes the reason for success in the ability to learn from the failures.

The knowledge and expertise base came from the immense fortune of learning which was the a compulsory companion in working with people at all levels in multiple continents, countries with cross functional areas and varied business domains. Skills and strength of never give up attitude and aptitude led to the following:
• Ability to strategize, setup and operationalize technology business profit initiatives
• Draw technology roadmap for Product, Facility, Enabled Services or Consulting
• Map and Strategize Business Process and Technology initiatives
• Team Building, Mentoring and Partner Management
• Expertise in BFSI (Banking Financial Services and Insurance) mapped with tremondous understanding of Techno Socio impact is the basis of new products being launched by Aumtech
• Adept in chalking project budget both in time and cost. This is one of the primary reasons that Aumtech has not only survived the rough weather of sands of time during global economy slowdown but has also grown
• Leadership is a natural quality

Ila Bose

Director & Chief Technology Officer

A technologist with an overall global experience of around 15 years. Led turnkey business empowering technology projects in multiple technologies across multiple continents.

Architect of many successful BFSI based International projects and products in both legacy and new technologies. A technical leader with the ability to solve technology project clogs on the fly, is an asset to her team, business and customers. Customer centric views topped with adept team management and natural technology whizkid attribute makes her a natural Delivery Head. Worked with leading blue chip MNCs by spearheading tech team into complex technology projects with challenging budgets of time and cost.

Reason for success is the natural ability of being honest and incredible knack of keeping things simple. Belief in Love for family, God and Honesty exudes an infectious positivity and complimentary skills in technology and self discipline has made her the backbone to many successful ventures, projects and initiatives undertaken by Aumtech.
• Ability to architect complex business situations in smart, simple solutions
• Adept understanding and expertise in technology tools, usage and people using them
• Ability to adopt and adapt makes complex EAI initiatives possible and leads to completion
• Hands on with client server, web, n tier, MVC and mobile solutions architecture and tools
• Spearheaded the technology architecture of the solutions and products offered by Aumtech to the global market
• Easily accessible to team members at all levels


Manojit Guha - Banking, Payments & Financial Services
Mr. Guha is having more than 38 years of working experience in Retail Banking and Credit / Debit Card domain – spread across India, South Pacific, United Kingdom and East Africa. Some of the key positions held by him are-
  • Deputy General Manager, Bank of Baroda – UK Operations
  • Managing Director & Chief Executive Officer, BOBCARDS Ltd – a 100% subsidiary of Bank of Baroda
  • Country Manager, Diamond Trust Bank (Uganda) Ltd.,
  • Advisor, South Pacific Board of Visa International
  • Consultant, Card Operations, EXIM Bank (Tanzania) Ltd.
  • President – Venture Infotek Global Ltd., A multi Bank Credit Card Issuance & Acquiring Service Provider
  • Advisor to X Credit Card Division – Authorised by Board of Punjab National Bank
  • Principal Consultant – Retail Banking & Cards - Aumtech
Vineet Anand - Payments Strategy & Innovative Solutions
Highly accomplished senior executive with 16 years of experience working in multiple countries and expertise in Card Payments product management, product development, and project portfolio management. Proven successful track record in:
  • Managing product P&L with $40 Billion in revenues globally
  • Developing and implementing product strategies to drive increased market share and revenues
  • Developing and driving corporate strategic initiatives
  • Managing E2E product innovation, and new product launches
  • Managing multimillion dollar projects with cross-functional teams of over 500 staff globally
Some of the key positions held-
  • Senior Director – Global Innovative Payment Solutions at American Express Inc, Phoenix, Arizona
  • Director – Network Development, Japan / Asia Pacific at American Express, Sydney, Australia
  • Board Member – Payment Solutions Strategist, Griffin Industries Inc
  • Principal Advisor – Card Payment Solutions, & Service, Aumtech, North America


  • John Laurell, VP – Technical Operations, Global eTelecom Inc (GETI)

    We look forward to the opportunity this type of product offering will bring to our ISO base. Not only will it streamline the GETI application process, but it will also provide the ISO with valuable tools to monitor and strengthen their relationships with us.

    The KARES development now provides our small to mid-sized ISO groups with a functionality that has historically been found only with the larger partners with the IT resources to build out a custom solution internally.

  • Jim Bembenek, Vice President - Merchant Services, Newtek

    Working with Aumtech has been a very pleasant experience. The Aumtech team is personable, energetic, and knowledgeable. The KD Hybrid product is highly customizable, easy to use, and comes with excellent support. The ability to integrate directly with Processors and Terminal Manufacturers, as well as automate our own file builds without having to rekey data saves us important time and resources.

    The added efficiency that KD Hybrid brings helps to reduce errors and allows us to dedicate time to more important tasks such as serving our customers. I would highly recommend Aumtech’s technology services, it has helped my company to streamline critical processes and gain a competitive edge.

  • Richard C. Taitano, Chief Executive, DMR LLC

    We value our partnership with Aumtech. It allows us to increase market reach in respective regions and Maximize on the strong synergistic technology skills to build more dynamic, robust business solutions based on cutting edge technologies.

    DMR leverages Aumtech’s business analysis, technology skills and speed of development in addressing the business needs of its clients.

  • MG Chandrasekaran, VP Product Development Group, Max Life Insurance

    Aumtech team has the unique expertise, quickness and service delivery to completely understand the business process, identify pain areas and suggest solutions both short term and long term. Their solutions run seamlessly year after year and yet have the scalable architecture to bring changes as per time and requirement.

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